Tickled by Life – Life Enhancement

I was having a really difficult at work this week. 😦  and I needed something to cheer me up.

I came across the site Tickled by Life and before I could finish reading one article, I realized that this Blog was a keeper and wanted to share with my readers.

I especiallly enjoyed the article What goes around Comes around..

Enjoy!

Advertisements

Thrifty Fun – Fun, advice and blogs

This entry comes as a courtesy of my Sis-In-Law (RM). Good work RM. Bet you never thought you’d be published at Dad’s Taxi! 🙂

Thrifty Fun is a pretty cool site which has some really nice featured articles and newsletters which you can subscribe to. The site is family oriented, so it seems to be a pretty good place for information and tips! Most of the focus of this site is related to the home and tips on how to solve household problems. Found that to be pretty useful.

It’s here that I found another link to an interesting My Frugal Life Blog site.The site offers some excellent advice, free newsletters, tips and so much more.  You can browse the various topics and much more.

What I liked best  was the disclaimer for the site. Now I gotta figure out how to do the same for Dad’s Taxi.

Take a look along the bottom of the page and you’ll find some interesting sites for budgeting, savings advice, couponing, ezines (newsletters), etc..

Overall, the site is really nice and deserves a detailed look.. enjoy..

PS. Thanks RM.

CELL PHONE DO NOT CALL REGISTRY

Cell Phone Do Not Call Registry. Registration process

Mea Culpa. After I posted this entry, I realized that I had fallen into one of the olders email hoaxes that has been on the Internet.

A good friend of mine directed me to the Urban Legends site which discusses the below.

There is no deadline. Below is the excerpt which makes this entry moot. Again I don’t normally post this kind of information without verifying, but in this case, I did.

Comments: Yes, you can add your cell phone number(s) to the National Do Not Call Registry.

But no, you won’t suddenly be at the mercy of 10,000 telemarketers if you don’t.

While it’s true that several of the major wireless phone providers announced a plan some years ago to establish a 411 directory of customers’ cell phone numbers, it is not true that the plan involved publishing said directory for any and all to read. Participating companies said the numbers would be made available only via telephone, only to users who dialed directory assistance and paid a fee, and only with customer consent.

In any case, the point has been moot since 2006, when the plan to create a 411 directory for cell phone numbers was indefinitely postponed.

******************************************************************

Notice: Cell Phone Numbers Go Public next month.

Starting February 2009, Cell phone numbers will go public.

If you want to avoid telemarketing or sales calls, follow the process below, and it should put your cell phone on the DO NOT CALL LIST put into place by the Federal Trade Commission.

This is the National Do Not Call Registry sponsored by the Federal Trade Commission.  You may also register your home phone number on this number too but it is essential to register your cell phone because all cell phone numbers are being released to telemarketing companies and you will start to receive sales calls.

…. YOU WILL BE CHARGED FOR THESE CALLS MADE TO YOUR CELL PHONE.

To prevent this, call the following number from your cell phone:    888-382-1222.

Important thing here is that you MUST call from the number you are registering. According to the site:

Your registration will not expire. Telephone numbers placed on the National Do Not Call Registry will remain on it permanently due to the Do-Not-Call Improvement Act of 2007, which became law in February 2008. Read more about it at http://www.ftc.gov/opa/2008/04/dncfyi.shtm.

It is the National DO NOT CALL list. It will only take a minute of your time. It blocks your number for five (5) years. You must call from the cell phone number you want to have blocked. You cannot call from a different phone number.

HELP OTHERS BY PASSING THIS ON TO ALL YOUR FRIENDS.

If after you do this and you continue to get those annoying sales calls on your cell, you can always call to the National Do Not Call Registry to initiate a complaint against the cell phone spammer!

The National Do Not Call Registry Serves multiple purposes:

  1. Register multiple phone numbers to be put on the DO NOT CALL List with the FTC
  2. Verify that your number is on the DO NOT CALL list (via email)
  3. Initiate complaints against the organizations that continue to call you when you are on the DO NOT CALL List.

Thanks to my tennis buddy Drew for enlightening me with this tidbit..

Of course if you like sales calls interrupting your privacy, you can ignore… 🙂

Mortgage Refinance

Refinancing your mortgage, starters guide.

I’m in the market to refinance my huge mortgage. I hear that rates are down, so what do I do?  I first went to my favorite consumer advocates site Clark Howard and researched there first.

First bit of advice:

  • Create a disposable email address. Most of the free email services allow you to do that, as the mortgage search process, will generate much SPAM in your inbox.
  • Get your Credit Report (Free).
  • Document and research!

According to Clark, the two sites you should look at:

  • The Mortgage Professor – New site to me. Really educated me on tips on how to refinance. A must read for everyone that is doing a refi or purchase of real estate.
  • HSH Associates –
  • Lending Tree – Go to this site and get up to 10 offers. I recommend you create a disposable email address, because I guarantee you will be bombarded with Spam emails once you provide your information.

I absolutely recommend that before you start your refinance process, you find out your FICO and credit score. The higher your score, the better the rate you will get.

You must get your free anual credit report BEFORE you start your refi or purchase process. You’ll see other sites in commercials, but in my opinion, this is the only legitimate site (without you having to purchase anything!) for getting your latest credit history.

Tomorrow, I start my refi process.

Medical Advice

Finding a good doctor

I was reading the health section of the New York Times on my iPhone and I came across this great article about finding a good doctor that I wanted to share with you.

This article talks about the medical related sites that you can go to get FREE  medical information. The sitest they listed were not the typical sites that I knew about.  Below are some of the best ones I saw:

I could go on and on but the article on the  NY Times website  – In Search of a Good Doctor,is truly a great starting point for you and your family for everything related to medical advice.

I personally found this article by Dr Chen, to be one of the best reads of this new year.

Investopedia

I was reading Yahoo finance and came across a link to Investopedia.com.

Looks like a good site for beginner, intermediate, and advanced investor eductation. Of course you do kow that anything that ends with “Pedia” shoud be taken in small doses! 🙂

Yet I dig deeper.. I do find that for purely educational insights in investing investopedia does provide some valuable information. Will continue to check it out..