Frugal Dad

In my family, over the years, I’ve become known by many names (Besides Dad’s Taxi).

  • Cheap Dad
  • Frugal Dad
  • “That was then, this is now dad”
  • Coupon Boy
  • Coupon Dad

Well I have to admit that what I like best to be called is Frugal Dad. My brother shared with me an article he read in Kiplinger’s and I just had to share it with my friends and vast legions of followers. Ok.. that’s an exaggeration.

When you read the 7 habits of highly frugal people, you may see yourself in parts of the article. Or you may not see yourself in any of the individuals described.

The best part of getting mail for me is getting:

  • Val-Pak – Local coupons. Especially love the food coupons, and the Midas Oil change coupons.
  • Money Mailer – Similar to Val-Pak, but more on household services, yet truly worth it
  • Community Coupons – These are like little books you can carry in your car. To me this is a bonanza of savings in almost every category for my local pleasure. I get these quarterly and I pore over these coupons and I try not to go out for dinner without using one of these coupons
  • Entertainment Book – Now I admit, I’m a junkie for entertainment coupons, but I just don’t use it enough to save money. I buy it every year and it just becomes an ornament. Yet this is the mother load for savings in your area

So next time someone calls you frugal.. Say “Yes I am, and proud of it”. You will probably have more money and less debt than the person calling you frugal.

 

Black Friday Tips

Black Friday_comingEvery year, Black Friday seems to come earlier.. Well this year is no exception. Yet to make things more interesting, here’s something that can be considered TIPS for shopping:

Full disclosure: I got most of these tips from reading The Simple Dollar, one of my most favorite blogs on the Web.

  • Black Friday deals are not really the best the day after Thanksgiving.. Best deals start on Thanksgiving day (The new norm for stores opening early on Turkey Day!), or weeks before Black Friday.. Amazon, Target, Walmart, Kohls is a key example of this
    • So when should you start shopping? USA Today says that Early November is when you should look for deals! So Black Friday now has so many pre-sales that, you don’t even have to wait till Black Friday to get the best deals!
    • Did you know Staples starts their Black Friday sales in Mid November (November 16th!)???

Did you know that for the past few days, Black Friday and Cyber Monday, have pretty much melted together? Oh don’t get me wrong.. You can still get great deals on Cyber Monday, but.. buyer beware.. if you buy stuff on Cyber Monday, your delivery times WILL NOT be guaranteed!

Bottom line friends.. Deals can be had all year round. I’ve seen deals that will beat Black Friday deals starting in October.. That’s how fierce the competition is.

In my frugal mind, each month can be considered to be Black Friday.. as each month will find you the best deals as noted by Consumer Reports table that I excerpted below:

When to Buy
What to Buy
January Bedding/linens, Toys, Exercise equipment, TVs, Winter clothing
February Humidifiers, Indoor furniture, Exercise equipment
March Digital cameras, Humidifiers, Small consumer electronics,
TVs, Winter sports gear
April Computers, Digital cameras, Lawn mowers, Spring clothing
May Athletic apparel/shoes, Camping/outdoor gear, Carpeting, Cordless phones, Lawn mowers, Mattresses, Small consumer electronics
June Camcorders, Carpeting, Computers, Indoor furniture, Pots, pans, and dishware, Small consumer electronics, Summer sports gear, Swimwear
July Camcorders, Indoor furniture, Outdoor furniture, Swimwear
August Air conditioners, Backpacks, Dehumidifiers, Outdoor furniture, Snow blowers
September Bikes, Digital cameras, Gas grills, Lawn mowers, Shrubs, trees, and perennials, Small consumer electronics, Snow blowers
October Bikes, Computers, Digital cameras, Gas grills, Lawn mowers, Winter coats
November Baby products, Bikes
Camcorders, Gas grills, GPS navigators, Toys, TVs
December Bikes, Camcorders, Gas grills, GPS navigators, Home appliances (large and small), Small consumer electronics, Toys, TVs

Personally, Dad doesn’t even bother going out on Black Friday to get his deals.. I just watch my emails and use my iPhone with my Black Friday Apps to send me alerts on deals that allow me to beat the crowds!

How about using price trackers? Below are some that I checked out and found to be worth the click.

  • CamelCamelCamel – Amazon Exclusive
  • Slick Deals – My favorite as it gets me a deal across so many stores that offer in-store pickup and my favorite —> Free Shipping!
  • Price Zombie – This site put’s browser Add-on’s compatible with Safari, Chrome, and Firefox
  • BFAds – All major retailers as soon as they are leaked or published.

What I’ve learned over the past few years… It’s not when you buy, but how and the amount of effort it take to get the bargain. The last time I got up early in the morning as I painfully remember from my personal experience from a few years ago.. when my car’s battery died in the cold as I was amongst thousand’s of shoppers lined up at Best Buy waiting to get in at 5AM on Black Friday.. I said after that experience.. I’ve never stepped away from my keyboard to get the best deals!

If you have any Tips for shopping for Black Friday or Cyber Monday deals, I welcome your insights, after all, a good deal is what makes bargain hunting even more fun!

 

 

Redbox – Text for Deals

Here’s a deal for the Redbox fans, you can get weekly/monthly free movies as well as half price rentals via codes sent to your smartphone. A quick moving deal that will expire this week!

If you use Redbox for your DVD movies:

 

  • From your SmartPhone text “DEALS” to 727272.

 

  • You will get a confirmation back with coupon and deals from Redbox

 

Don’t forget to download the REDFLIX app for your iPhone to get more Promo codes you can use!

CouponGreat-Coupons

Another nice site for coupons: Coupon Great

What I liked about this site is the clean layout and it’s ability to aggregate the discounts retail and on-line. You can also get printable deals! You will find the link also on the sidebar under Coupons. Enjoy..

Dad

Black Friday 2010 – R U Ready?

As many of my readers know,  I moderate multiple forums on Bharatbeat.com.  Many of my links for deals and steals can be found on the forums site.  I’ve posted multiple notes on Black Friday related information on the forums site.  I gathered this information via emails that I get from readers, and from newsletters I read.

I’m doing this as a public service.. I’m not getting any financial gains from posting this information. I started gathering this information, because I wanted to outdo my buddy AK, who has been a guest blogger here. Now I an certain that he will post his witty response to this, but hey.. what’s wrong with a little competition between friends?

Here’s where you come in. Go to the Forum Site and browse around and post a comment. Doesn’t cost anything, and you actually might find something that you may have an opinion on.

Dad

thedealmap-Local deals and coupons using Google maps

I’ve added thedealmap to my side links for coupons. I found this site yesterday when I was reading Clark Howard’s column.

What I liked about this site, it visually tells you where the deals are for the city/state/zip you key in.

This site will grow in popularity. Check it out for yourself

Side Links Updated/Revised

Updated on 11/20/2009

One of the comments I saw had the No Brainer deals site.. Let me know what you think.. Site looks good. Seems pretty clean.. check it out.

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I keep coming across new sites that interest me. I decided that I’ll be posting the links on my side listings under their respective categories.

My favorite links are coupons and Steals and Deals. Let me know if you want me to add any of your favorites.

Bargainist and other sites – Deals and Coupons

As the resident cheapskate in my family, I’m always looking for the next great deal!

I haven’t had a chance to look at sites besides my normal haunts for deals, but today I found some that warrant your look and see. Each of the sites below offer RSS feeds that enable you to get daily deal feeds via your Yahoo or iGoogle home pages.  Of course each of the sites provide you with printable and on-line coupon codes so you can continue to load up your home with techie items that you absolutely, positively, think you need..

Bargainist is a site that not only shows you deals, coupons, and freebies, it also gives some good advice on how to save money. This is what differentiates this site from other sites that I’ve mentioned in previous posts.

My other favorite is slickdeals.  For the ease of use, this site continues to be my fav.

I’ve mentioned the sites below in prior posts, but I’m re-listing in summary form below. The sites below are ones in which I get daily feeds on my customized Yahoo and Google page respectively:

  1. Slick Deals
  2. Techbargains
  3. Woot
  4. XP Bargains
  5. Wisebread
  6. Dealhack

There are of course many other sites for coupons and  shopping, but any one of the above can do some serious damage to your credit card.  I’ve decided that my mantra continues to be:

“If it’s not a deal, I’m not buying!”… 🙂 I have a tendency to by technology stuff that I’ll never use.

If you know of other sites that readers might like, feel free to leave me a comment.

Internet Achive – Family Links

Geocities archives

Updated this entry from 2008 to showcase the ability to see an archive of the web! I actually found the entire content of my now closed Yahoo Geocities Family links website which was the last incarnation of Dad’s Taxi.. Of course there is a gotcha.. all the links from this archive are links to the Archived version of the sites as they existed in 2008-2009! Now that is cool. So it’s like I have my own personal repository of a snapshot in time! 

For 5 years from 2003 – 2008, I researched and compiled a mega-site for links for my kids and family. Of course, when Geocities closed, my site was gone till today!

My  Geolinks Family Links site was the last incarnation of Dad’s Taxi that I had utilized to put together links my then pre-teen older daughter to use get a better understanding of the Web. Of course as is normal with Dad’s Taxi, this links site got to be almost unmanageable and before long, Yahoo shut down Geocities!

Internet Archives

I used the beta version of the wayback machine to get this archived version of my Yahoo Geolinks Family Links site which I used to accumulate

A majority of the links below this point refers to the archived versions of the site! The sites which still are are still working and worth your click!

If you want to see whether a link still is still active.. check it out by copying the URL from the Archive.  Take the case of Mad Money Recap (Archive) and today’s version! It’s an interesting exercise that I think I’ll do when I revive Family Links into Dad’s Taxi with the updated links.. but that is an action item for another day!

Archive: http://web.archive.org/web/20090207164253/http://madmoneyrecap.com/index.html

Today: http://madmoneyrecap.com/

I read Money magazine almost religiously every month and I came across this article that was great.

The 28 Best Money Sites.  Below are some direct links to sites of interest
Categories include:

  • Shopping – Are you a smart shopper?? It always pays to comparison shop, especially when you can get money back in your pocket via  rebates and coupons to save more money!
  • You know those mailers you get at home from Valpak? You can customize them for your zip-code. Use discount codes when you shop.
  • My favorite site that I’ve used for a years now provide both on-line and off-line shopping
  • Searching on the Web – Here I accumulated some sites for some interesting search engines. Of course Google is now the standard.. Remember InfoVista?